About a week ago I received an e-mail from Paypal entitled “Notice of Policy Updates.” Though the name doesn’t sound ominous, what the e-mail was really about is. The e-mail stated: “PayPal recently posted a new Policy Update which includes changes to the PayPal User Agreement. The update to the User Agreement is effective November…
The National Consumer Law Center (NCLC) is a nonprofit advocacy organization that works tirelessly for a fair marketplace. In support of its mission to support consumers, NCLC offers many brochures on its website designed to educate consumers on critical issues. Below is a partial list of their consumer education brochures that can all be downloaded…
The Consumer Federation of America (CFA) recently released a survey indicating that the non-driving factors used in setting auto insurance prices, such as level of education, occupation, and lack of previous insurance, are considered unfair by consumers. A CFA analysis found that these factors are used by most major insurers and can increase premiums by…
Four of the largest rental car companies–Hertz Corp., Avis Budget Group Inc., Enterprise Holdings Inc. and Dollar Thrifty Automotive Group Inc. – agreed to the request from senators Barbara Boxer and Charles Schumer that they not rent or sell recalled cars until they repair safety defects that triggered the recalls. The senators are pushing for…
This week the Consumer Financial Protection Bureau (“CFPB”) released the results of a study, which revealed that one out of five consumers are likely to receive a meaningfully different credit score than a lender would receive. The CFPB analyzed credits scores from 200,000 credit files from each of the three major credit reporting agencies: TransUnion,…
On June 18, 2012, in their “Money” section, Time published an article online entitled “4 Rules for Getting a Car Loan”. The author touches on some important tips that bear repeating. Some thoughts: If you plan on financing a car through a dealer, you should be aware of your credit before go. Review your credit…
Knowing that most working families need a safe and reliable car, the National Consumer Law Center (NCLC) has an ongoing initiative entitled “Working Cars for Working Families”, which is fighting for policy reform in the areas of used car sales and car finance. This is one of the many ways that NCLC helps in the…
The nation’s leading method of fraud is identity theft, according to a report CALPIRG has released entitled “Still @ Risk: New Technology & Identity Theft Trends in California”. With the largest number of identity theft complaints coming from California, CALPIRG’s new identity theft resource center is a good place for Californians to bookmark. Found at…
The Consumer Federation of America (CFA) and the North American Consumer Protection Investigators (NACPI) recently released findings of an annual survey they conducted based upon information from 38 state, county, and city agencies in 22 states across America. The agencies that provided complaint numbers for the survey received a total of 289,732 complaints last year….
This case is about whether AmeriCredit gave its customers a full and fair opportunity to reinstate their car purchase contracts after repossession.
