201307.09
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Debt Collectors Fined by FTC

World’s Largest Debt Collection Operation Settles FTC Charges, Will Pay $3.2 Million Penalty Largest Civil Penalty Ever Obtained by the FTC Against a Third-party Debt Collector The world’s largest debt collection operation, Expert Global Solutions and its subsidiaries, has agreed to stop harassing consumers with allegedly illegal debt collection calls and to pay a $3.2…

201208.21
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Identity Theft in California: Tips and Help

The nation’s leading method of fraud is identity theft, according to a report CALPIRG has released entitled “Still @ Risk: New Technology & Identity Theft Trends in California”. With the largest number of identity theft complaints coming from California, CALPIRG’s new identity theft resource center is a good place for Californians to bookmark. Found at…

201208.21
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Auto-Related Complaints Top Consumer Woe

The Consumer Federation of America (CFA) and the North American Consumer Protection Investigators (NACPI) recently released findings of an annual survey they conducted based upon information from 38 state, county, and city agencies in 22 states across America. The agencies that provided complaint numbers for the survey received a total of 289,732 complaints last year….

201203.15
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Trade-In Scam, FTC Crackdown

From the National Law Journal: The ads sound enticing – car dealerships that  promise to pay off your trade-in, no matter what you owe. According to the Federal Trade Commission, the promotions are also not necessarily  true. Five car dealerships around the country have agreed to stop running such ads to settle FTC charges, the…

201202.13
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Extended Warranties: Consumer Beware

Extended warranties, extended service contracts, maintenance agreements are a huge profit center for car dealerships.  For consumers, however, it is like buying soda and popcorn at the movie theatre to take home: a great way to overpay!  (Keep in mind that you can usually buy the same or similar products elsewhere for FAR less.)  Now,…

201202.12
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Downpayment Fraud: Dealers Can’t List Unmade Payments

If the dealership says on the purchase contract that you paid money down when you didn’t, the dealership has violated the Truth-in-Lending Act, among other laws.   A Connecticut dealership that listed a fictional down payment on a customer’s sales contract has recently been found to owe the consumer damages.  Don Mallon Chevrolet Inc. in Norwich,…

201202.11
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Ford Lease Turn-in Charge Scam

Automotive News reports on an alleged scam regarding lease turn-in charges for consumer vehicles and an ongoing court case.  The case started with Ford Credit’s assessment of $2,658 for excess wear and use on a Windstar that a consumer leased from 2000 to 2003 through Ford Credit’s Red Carpet program.  Ford Dealerships conducted lease-end inspections…